
Openly is a digital-first homeowners insurance company offering standard coverage for homes and their contents, along with more comprehensive protection for valuable personal property, identity theft, and service lines.
Most traditional insurers require you to buy add-ons and riders to get real peace of mind. Openly builds high-tier protections directly into its base contract, which simplifies things for homeowners with significant assets to protect.
Openly currently writes policies in 21 states:
Openly holds an A- (Excellent) financial strength rating from AM Best, indicating the cash reserves needed to reliably pay out large claims during widespread disasters. Openly is also a certified B Corporation, meeting recognized standards for social and environmental accountability.
Openly is a next-generation insurance provider known for its wide range of coverage options, transparent pricing, and strong customer service but it doesn't sell directly to the public. It works exclusively through independent agencies like IZC to get policies in place.
That's where we come in: IZC builds your policy using Openly's products, so you get the speed of Openly's digital underwriting (a fully customized quote in seconds, not days) backed by a local agent who knows your situation and can manage your policy over time.
Interested in Openly's coverage for your home? Reach out to IZC Insurance Agency, and we'll walk you through whether it's the right fit for your situation.
Our licensed specialist will search for the best insurance quotes and will email you when ready.