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ATV Insurance with IZC

Partner with IZC Insurance Agency and let our experts handle your insurance needs. You focus on planning your next adventure.

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IZC, Your Trusted Insurance Advisor

IZC Insurance Agency specializes in personal insurance placements including ATV insurance. Licensed in all 50 states, IZC is ready to help you compare multiple ATV insurance options and find the best policy that is right for you.

IZC can help you bundle your other insurance needs to find more options for your ATV insurance or get you a standalone policy to protect your vehicle and help you start exploring.


What does ATV Insurance Cover?

ATV insurance, also known as all-terrain vehicle insurance, typically covers a variety of risks associated with owning and operating an ATV. The coverage options may vary based on the insurance provider and the specific policy, but here are some common coverage types that you can expect.

Liability coverage

This is mandatory in most states and provides coverage for bodily injury and property damage caused to third parties as a result of an accident that involves your ATV.

Collision coverage

This covers the cost of repairs or replacement of your ATV if it is damaged in a collision with another vehicle, object, or as a result of a rollover.

Comprehensive coverage

This coverage pays for damages to your ATV caused by non-collision events, such as theft, fire, vandalism, or weather-related damage.

Uninsured/underinsured motorist coverage

This coverage protects you if you're in an accident with an ATV that is not insured or not sufficiently insured to cover the damages caused to you or your vehicle.

Medical payments coverage

This covers medical expenses for you and your passengers if you are injured in an accident while riding your ATV.

It is essential to read and understand the terms and conditions of the policy to know what is covered and what is excluded. You may also consider adding optional coverage for accessories and equipment, roadside assistance, and personal injury protection, depending on your needs and budget.

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