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Explore the open road with confidence.

Adventures are on the horizon and IZC is ready to help you insure your bike so your wheels can start rolling.

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IZC, Your Trusted Insurance Advisor

IZC Insurance Agency specializes in personal insurance placements including motorcycle insurance. Licensed in all 50 states, IZC is ready to help you compare multiple motorcycle insurance options and find the best policy that is right for you.

IZC can help you bundle your other insurance needs to find more options for your motorcycle insurance or get you a standalone policy to protect your bike and get you on the road.


What Does Motorcycle Insurance Cover?

Motorcycle insurance covers the rider and the motorcycle against financial losses in case of accidents, theft, or damages caused by covered perils such as collision, vandalism, or natural disasters.

Liability coverage

This covers bodily injury and property damage that you may cause to others while driving your motorcycle. It helps protect you financially if you're at fault in an accident and are held responsible for damages or injuries.

Collision coverage

This covers damage to your motorcycle resulting from a collision with another vehicle or object, regardless of fault. It helps pay for repairs or replacement of your motorcycle.

Comprehensive coverage

This covers damage to your motorcycle from non-collision incidents, such as theft, vandalism, fire, or natural disasters. It also includes coverage for hitting an animal on the road.

Uninsured/underinsured motorist coverage

This provides coverage if you're involved in an accident with a driver who doesn't have insurance or has insufficient insurance to cover your damages.

Medical payments coverage

This covers medical expenses for you and your passengers if injured in an accident, regardless of fault.

Personal injury protection (PIP) coverage

This covers medical expenses, lost wages, and other costs associated with injuries sustained in an accident, regardless of fault. PIP coverage is available in some states and is typically mandatory in "no-fault" states.

It's important to review your motorcycle insurance policy and discuss with your insurance provider to fully understand the specific coverage and limits of your policy, as they can vary depending on the insurance company and state regulations.

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