Commercial Insurance Solutions for Every Business
See how effortless it is to protect your business, employees, and assets with coverage tailored to your unique operation.
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IZC, Your Trusted Commercial Insurance Partner
IZC Insurance Agency specializes in placing commercial insurance for businesses of all sizes, from sole proprietorships to large enterprises. Licensed in all 50 states, our agency can cover all of your business insurance needs, regardless of industry or location.By partnering with best-in-class insurance carriers who specialize in commercial risk, we can shop multiple markets to find you the best rate for your business insurance, protecting what matters most to your bottom line.
Solutions for All Businesses
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Small Businesses (BOP)
Restaurants
Houses of Worship
Commercial Auto Fleets
General Contractors
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New Ventures
What Does Commercial Insurance Cover?
Commercial insurance protects your business against financial losses from various risks, claims, and catastrophic events. Here are some of the fundamental coverages found in most commercial policies.
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Protects your business from claims of bodily injury or property damage that occur on your premises, or as a result of your operations. This is often the foundational policy for any business.
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Covers the physical assets of your business, including your building, equipment, inventory, and tools, against perils like fire, theft, and wind damage.
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Provides coverage for vehicles used for business purposes, including liability and physical damage protection for company-owned cars, trucks, vans, and fleets.
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Provides medical payments and lost wages for employees who become injured or ill on the job. This coverage is mandatory for most businesses with employees.
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Also known as Business Income, this coverage replaces lost income and covers operating expenses if your business has to temporarily close due to covered property damage.
It's important to note that commercial risks are highly unique. This is why it's best to work with an agency like IZC Insurance Agency to be sure you have experts working on your behalf to ensure you have the best coverage, at the best rate.
get insuranceAdditional Protections
As your business grows, you may need specialized coverages to protect against unique or emerging risks. We can help you integrate these into your protection plan.
Protects your business from claims of negligence, errors, or omissions in the professional services you provide.
Covers costs associated with a data breach, including recovery, legal fees, notification expenses, and public relations.
Covers claims related to wrongful termination, discrimination, harassment, and other employment-related lawsuits.
Extends the liability limits of your underlying policies (General Liability, Commercial Auto) to provide an extra layer of protection against major lawsuits.
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