
Winter brings freezing temperatures that can cause problems for homeowners, especially when it comes to pipes. When pipes freeze, they can burst, leading to expensive water damage and potential disruptions in your daily life. Knowing what to do if your pipes freeze and how to prevent it from happening in the first place is essential to protecting your home. We’ll guide you through the steps to take if your pipes freeze, how to thaw them safely, and how to prevent frozen pipes in the future.
Frozen pipes happen when the water inside your pipes freezes due to very cold temperatures. Water expands when it freezes, and this expansion can cause pressure to build inside the pipe. This pressure can lead to the pipe cracking or even bursting. When a pipe bursts, water can flood your home, damaging walls, floors, and other structures. Areas of the home that are most at risk for frozen pipes include basements, attics, crawl spaces, and exterior walls where pipes are more exposed to the cold.
When a pipe freezes, water flow is restricted, and the pressure inside the pipe increases. If the frozen section of the pipe melts too quickly or the pressure becomes too much, the pipe could burst, leading to significant water damage. In some cases, flooding can occur quickly, causing damage to furniture, floors, and electrical wiring. This type of water damage is costly and can disrupt your daily routine. If left unaddressed, it can lead to mold growth and long-term structural damage.

If you discover that your pipes have frozen, it is essential to act quickly. Here are the steps you should follow to minimize damage:
Prevention is the best way to avoid the headaches and costs associated with frozen pipes. Here are some helpful tips to keep your pipes safe during winter:
Homeowners insurance typically covers water damage caused by burst pipes, but it is important to understand the specifics of your policy. Many policies cover the costs of repair for water damage caused by frozen pipes, including damage to floors, walls, and personal belongings. However, there may be exclusions if the damage is caused by neglect, such as failing to maintain the proper temperature inside your home.
It is a good idea to review your insurance policy before the cold weather sets in. Knowing what is covered and what is not can help you avoid unexpected costs in case of an emergency. If your home suffers water damage from frozen pipes, contacting your insurance company immediately will allow you to begin the claims process.
Our licensed specialist will search for the best insurance quotes and will email you when ready.