Home Insurance

Specialized Protection for High-Value Homes

High-value homes require specialized homeowners insurance. Learn about coverage options and ways to ensure adequate protection for your valuable assets.

What's Not Covered by Homeowners Insurance
Home Insurance

What's Not Covered by Homeowners Insurance

Learn about a few of the key items that your basic homeowners insurance policy doesn't cover and how to protect yourself and your home.

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A Guide to Home Insurance Add-Ons and Enhancements In Your Policy
Home Insurance

A Guide to Home Insurance Add-Ons and Enhancements In Your Policy

Learn about the different policy enhancements available to homeowners and how they can help protect your home from unexpected events.

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Understanding Your Homeowners Insurance Policy: Home Foundation Coverage
Home Insurance

Understanding Your Homeowners Insurance Policy: Home Foundation Coverage

Discover how a basic insurance policy handles foundation damage and explore optional coverages to safeguard your home's foundation. Learn about claim examples and factors influencing foundation problems.

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Why Your Homeowners Insurance is Rising (and How to Lower Your Rates)
Home Insurance

Why Your Homeowners Insurance is Rising (and How to Lower Your Rates)

Facing rising homeowners insurance premiums? Understand the reasons behind the increase and discover actionable tips to potentially lower your rates and save money. Many homeowners across the country are feeling a financial pinch as their homeowners insurance premiums soar. This unexpected expense can significantly impact household budgets, leaving homeowners wondering why costs are rising and what they can do to mitigate the financial strain.

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Landlord Insurance: Safeguarding Your Rental Property
Home Insurance

Landlord Insurance: Safeguarding Your Rental Property

Renting out your property? Standard insurance might not suffice. Explore landlord insurance, its benefits, coverage options, and common FAQs to ensure your rental is well-protected.

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Partner Spotlight

Travelers Insurance Agency: A Partner for Comprehensive and Affordable Coverage

Travelers Insurance Agency is a leading provider of comprehensive and affordable insurance coverage for homes, dwellings, and autos.

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Hard to Place Risks

Understanding the Significance of an Insurance Declaration Page

Whether it's an auto insurance declarations page or a homeowners insurance declarations page, being familiar with the terms outlined in this document empowers individuals to make informed decisions about their insurance coverage.

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Hard to Place Risks

California FAIR Plan: Securing Insurance in High-Risk Areas

The California FAIR Plan is a non-profit organization that provides basic fire insurance coverage to property owners who cannot get coverage through traditional insurers. The FAIR Plan was established in 1969.

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Insurance 101

Cheap Insurance: You get what you pay for

Discover the hidden risks of prioritizing cost over coverage when selecting homeowners insurance. Uncover the essential factors to ensure your home is adequately protected.

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Partner Spotlight

Cabrillo Coastal General Insurance Agency: A Partner for Hurricane-Prone Areas

IZC Insurance Agency is proud to partner with Cabrillo Coastal General Insurance Agency, a specialty carrier that offers residential property insurance in hurricane-exposed areas. Cabrillo Coastal is committed to providing its policyholders with quality coverage and service at a competitive price.

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Coastal Home Insurance

Insuring Homes on the Coast

Insuring a coastal home is challenging due to the high risk of damage from natural disasters. Learn how to navigate the complexities and ensure adequate protection.

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