Hard to Place Risks

High-Risk Home Insurance in California: A Comprehensive Guide

In areas that traditional insurance companies deem high-risk, premiums can skyrocket, coverage options can be restricted, and coverage may even be denied outright.

Homeowners Insurance: What to Know When You Get a Notice of Non-Renewal
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Homeowners Insurance: What to Know When You Get a Notice of Non-Renewal

Receiving a non-renewal notice for your home insurance policy can be daunting. Learn how to navigate the process and find the right coverage.

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Insuring Your Home After a Claim
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Insuring Your Home After a Claim

Finding insurance for your home with past claims can be difficult, but it's not impossible. Learn about the challenges and ways to overcome them.

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How a Homeowners Insurance Lapse Affects Your Coverage and Policy
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How a Homeowners Insurance Lapse Affects Your Coverage and Policy

Unveiling the consequences of coverage lapses on insurance policies. Learn why carriers are concerned and find solutions if you've faced a lapse.

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Home Insurance Alternatives to Florida Citizens | IZC Insurance
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Home Insurance Alternatives to Florida Citizens | IZC Insurance

Discover viable home insurance options beyond Florida Citizens and find the coverage that best suits your needs.

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High-Risk Home Insurance: Safeguarding Your Investment
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High-Risk Home Insurance: Safeguarding Your Investment

Owning a home is a significant investment, but for some property owners, obtaining insurance coverage can be a challenge due to high-risk classifications.

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California FAIR Plan: Securing Insurance in High-Risk Areas
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California FAIR Plan: Securing Insurance in High-Risk Areas

The California FAIR Plan is a non-profit organization that provides basic fire insurance coverage to property owners who cannot get coverage through traditional insurers. The FAIR Plan was established in 1969.

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Partner Spotlight

Travelers Insurance Agency: A Partner for Comprehensive and Affordable Coverage

Travelers Insurance Agency is a leading provider of comprehensive and affordable insurance coverage for homes, dwellings, and autos.

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Insurance 101

Cheap Insurance: You get what you pay for

Discover the hidden risks of prioritizing cost over coverage when selecting homeowners insurance. Uncover the essential factors to ensure your home is adequately protected.

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Partner Spotlight

Cabrillo Coastal General Insurance Agency: A Partner for Hurricane-Prone Areas

IZC Insurance Agency is proud to partner with Cabrillo Coastal General Insurance Agency, a specialty carrier that offers residential property insurance in hurricane-exposed areas. Cabrillo Coastal is committed to providing its policyholders with quality coverage and service at a competitive price.

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Coastal Home Insurance

Insuring Homes on the Coast

Insuring a coastal home is challenging due to the high risk of damage from natural disasters. Learn how to navigate the complexities and ensure adequate protection.

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Home Insurance

A Guide to Home Insurance Add-Ons and Enhancements In Your Policy

Learn about the different policy enhancements available to homeowners and how they can help protect your home from unexpected events.

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Partner Spotlight

Safeco Insurance: Your Trusted Partner for Comprehensive Coverage

Safeco Insurance is a reliable and trusted insurance company that offers a wide range of products and services to individuals, families, and businesses. IZC Insurance Agency is proud to partner with Safeco to offer their clients affordable and comprehensive coverage. Learn more about Safeco Insurance and their partnership with IZC Insurance Agency in this blog post.

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